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The difference between CPT 90832, 90834, and 90837 comes down to documented face-to-face minutes but getting those minutes right (and proving them in your notes) is where most behavioral health practices lose money. This 2026 guide walks through every time threshold, documentation requirement, reimbursement rate, and denial risk for all three codes so your therapy claims get paid fully and on the first submission.

🚨 Aetna vs Cigna vs BCBS in 2026: The same telehealth claim that pays with one payer gets denied by another. Discover the exact POS codes, modifiers, and documentation rules quietly costing behavioral health providers $14K+ per year and how top-performing practices finally fix it.